BEYOND THE BALANCE SHEET
Where Experience Multiplies

TFC - The Fairdeal Consultant embodies excellence in financial and business consulting.
With over 100 years of industry experience, founded on principles of transparency and effectiveness, we've established ourselves as trusted advisors to businesses seeking sustainable growth and success.

Our Offerings Know our team

Best Industry Practices

Proven practices from across industries brought onto your board — so your enterprise runs the way the strongest in your sector do.

Supply-Chain Cost

Integrity in every transaction
We find where margin leaks in sourcing, processing and working-capital cycles, and help structure the chain so cost falls.

HR Consultancy

We help corporates identify and engage the right experts — from senior finance talent to niche domain advisers.

A Network That Opens Doors

Cross-industry introductions, vetted vendors and counterparties — growth pathways most enterprises never see.
Our Offerings

1. Bank Liaisoning & Credit Advisory (Flagship)

  • We present your enterprise to lenders the way credit committees expect to see it — rigorous CMA, persuasive presentations, facility structuring, consortium coordination, rating improvement and dispute resolution.

2. CMA Data Preparation

  • Defensible, RBI-format CMA data — past-performance analysis, projections, MPBF and fund-flow — built to withstand the sharpest scrutiny.

3. External Credit Rating Advisory

  • A stronger rating means cheaper capital. We prepare you for external rating assessment, sharpening the financial story to improve the grade that governs your cost of borrowing.

4. Investment Advisory & Portfolio Stewardship (Core Practice)

  • Independent advisory across PMS, AIFs, mutual funds, pre-IPO and private equity — placed through registered providers. Regular in-house portfolio reviews and a quarterly review by external industry experts keep surplus diligently stewarded, not merely allocated.

5. Legal & Chartered Accountancy Services

  • Documentation, due diligence, statutory compliance, audit support and the certifications lenders demand — via empanelled professionals.

6. Loans, Govt Schemes & Subsidies

  • CGTMSE, SIDBI lines, MSME and sector schemes, capital & interest subsidies — eligibility mapped, applications driven through to sanction.

7. Insurance Advisory — Life & General (Independent)

  • Cover for business assets, liability, key persons and individuals — placed independently and structured around genuine need, not commission.

8. Cost of Debt Reduction (High Impact)

  • We benchmark your pricing against the market, find every basis point of excess — interest, charges, covenants — and negotiate the cost of debt down, measurably.

9. Renewals, Enhancements & Funding Pricing

  • Cover for business assets, liability, key persons and individuals — placed independently and structured around genuine need, not commission.

10. Right Bank for the Right Transaction

  • No two banks price or appraise alike. We match each requirement to the institution most likely to fund it best — sparing you the cost of the wrong lender.

11. Import, Export & Trade Finance Cost

  • Pre- and post-shipment credit, LCs, buyer's & supplier's credit, ECGC cover — funded, compliant, and relentlessly cost-optimised.

12. Debt & Equity Raising · IPO

  • Bank debt, structured debt, private & growth equity, and IPO readiness toward SME and main-board listing.

13. M&A, Strategic Advisory & Treasury

  • Valuation, structuring and negotiation counsel, joint ventures, restructuring, and prudent deployment of surplus reserves.

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